Side-by-side · Q2 2026 data
Clear Mountain Bank vs City National Bank of West Virginia
Metric by metric
| Measure | Clear Mountain Bank | City National Bank of West Virginia |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 81 (stronger) | 46 |
| Loan quality | 90 | 93 (stronger) |
| Earnings | 86 | 98 (stronger) |
| Funding & liquidity | 63 | 76 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 94th | 86th |
| Total assets | $1.0B | $6.8B |
| Deposits / shares | $887.5M | $5.4B |
| Capital ratio | 13.08% (stronger) | 9.65% |
| Problem loans | 0.30% | 0.22% (stronger) |
| Net charge-offs | 0.06% | 0.05% (stronger) |
| Return on assets | 1.65% | 1.96% (stronger) |
| Loans ÷ deposits | 84.9% | 82.7% (stronger) |
| Uninsured deposits | 26.5% | 16.7% (stronger) |
| Offices | 11 | 95 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | 27.3% |
Clear Mountain Bank has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Clear Mountain Bank leads on 2 and City National Bank of West Virginia on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Morgantown, WV
- Sutton, WV
- Bridgeport, WV