Side-by-side · Q2 2026 data
Cleo State Bank vs Community Bank
Metric by metric
| Measure | Cleo State Bank | Community Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 29 | 71 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 92 (stronger) | 65 |
| Problem-loan coverage | 85 (stronger) | 84 |
| Peer percentile | 77th | 47th |
| Total assets | $122.5M | $119.1M |
| Deposits / shares | $103.9M | $106.9M |
| Capital ratio | 16.43% (stronger) | 10.09% |
| Problem loans | 2.12% | 0.86% (stronger) |
| Net charge-offs | 0.32% | 0.04% (stronger) |
| Return on assets | 2.29% (stronger) | 2.13% |
| Loans ÷ deposits | 65.0% (stronger) | 90.1% |
| Uninsured deposits | 17.7% (stronger) | 19.8% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cleo State Bank has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Cleo State Bank leads on 5 and Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.