Side-by-side · Q2 2026 data
Cleo State Bank vs SSB Bank
Metric by metric
| Measure | Cleo State Bank | SSB Bank |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 29 | 97 (stronger) |
| Earnings | 100 (stronger) | 21 |
| Funding & liquidity | 92 (stronger) | 75 |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 77th | 77th |
| Total assets | $122.5M | $129.9M |
| Deposits / shares | $103.9M | $104.7M |
| Capital ratio | 16.43% | 17.01% (stronger) |
| Problem loans | 2.12% | 0.09% (stronger) |
| Net charge-offs | 0.32% | 0.05% (stronger) |
| Return on assets | 2.29% (stronger) | 0.03% |
| Loans ÷ deposits | 65.0% (stronger) | 82.2% |
| Uninsured deposits | 17.7% (stronger) | 17.7% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Cleo State Bank leads on 3 and SSB Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.