Side-by-side · Q2 2026 data
Cleo State Bank vs Stride Bank, National Association
Metric by metric
| Measure | Cleo State Bank | Stride Bank, National Association |
|---|---|---|
| TellerScore | 80 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 29 | 84 (stronger) |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 92 (stronger) | 60 |
| Problem-loan coverage | 85 | 88 (stronger) |
| Peer percentile | 77th | 53rd |
| Total assets | $122.5M | $5.4B |
| Deposits / shares | $103.9M | $5.0B |
| Capital ratio | 16.43% (stronger) | 8.37% |
| Problem loans | 2.12% | 0.48% (stronger) |
| Net charge-offs | 0.32% | 0.04% (stronger) |
| Return on assets | 2.29% (stronger) | 1.96% |
| Loans ÷ deposits | 65.0% (stronger) | 100.6% |
| Uninsured deposits | 17.7% | 6.2% (stronger) |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
Cleo State Bank has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Cleo State Bank leads on 4 and Stride Bank, National Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.