Side-by-side · Q2 2026 data
Cleveland-Bradley Cty Teacher Federal Credit Union vs Appliance Credit Union
Credit union
Cleveland-Bradley Cty Teacher Federal Credit Union
Cleveland, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Cleveland-Bradley Cty Teacher Federal Credit Union | Appliance Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 60 |
| Capital cushion | 79 (stronger) | 46 |
| Loan quality | 83 (stronger) | 61 |
| Earnings | 62 (stronger) | 32 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 70th | 22nd |
| Total assets | $74.1M | $18.7M |
| Deposits / shares | $63.9M | $16.7M |
| Capital ratio | 12.88% (stronger) | 9.60% |
| Problem loans | 0.51% (stronger) | 1.17% |
| Net charge-offs | 0.33% | 0.26% (stronger) |
| Return on assets | 1.05% (stronger) | 0.29% |
| Loans ÷ deposits | 37.5% | 29.6% (stronger) |
| Uninsured deposits | 7.8% | 6.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cleveland-Bradley Cty Teacher Federal Credit Union has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Cleveland-Bradley Cty Teacher Federal Credit Union leads on 4 and Appliance Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.