Side-by-side · Q2 2026 data
Cleveland State Bank vs State Bank of Chilton
Metric by metric
| Measure | Cleveland State Bank | State Bank of Chilton |
|---|---|---|
| TellerScore | 69 | 80 (stronger) |
| Capital cushion | 42 | 77 (stronger) |
| Loan quality | 90 (stronger) | 81 |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 49 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 40th | 77th |
| Total assets | $246.5M | $516.5M |
| Deposits / shares | $209.9M | $435.9M |
| Capital ratio | 9.16% | 12.75% (stronger) |
| Problem loans | 0.30% (stronger) | 0.58% |
| Net charge-offs | -0.00% | -0.02% (stronger) |
| Return on assets | 1.11% | 2.40% (stronger) |
| Loans ÷ deposits | 76.6% (stronger) | 98.8% |
| Uninsured deposits | 22.8% (stronger) | 25.7% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 2.9% |
State Bank of Chilton has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Cleveland State Bank leads on 3 and State Bank of Chilton on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.