Side-by-side · Q2 2026 data
Clinchfield Federal Credit Union vs Greater Experience Credit Union
Credit union
Greater Experience Credit Union
Johnson City, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Clinchfield Federal Credit Union | Greater Experience Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 64 |
| Capital cushion | 75 | 90 (stronger) |
| Loan quality | 92 (stronger) | 51 |
| Earnings | 62 (stronger) | 15 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 83rd | 28th |
| Total assets | $140.3M | $56.4M |
| Deposits / shares | $122.8M | $48.3M |
| Capital ratio | 12.49% | 14.00% (stronger) |
| Problem loans | 0.25% (stronger) | 1.47% |
| Net charge-offs | 0.10% (stronger) | 0.77% |
| Return on assets | 1.05% (stronger) | -0.11% |
| Loans ÷ deposits | 54.6% (stronger) | 76.9% |
| Uninsured deposits | 3.1% (stronger) | 4.8% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | — |
Clinchfield Federal Credit Union has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Clinchfield Federal Credit Union leads on 6 and Greater Experience Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.