Side-by-side · Q2 2026 data
Clinton Bank vs Citizens' Bank of Charleston
Metric by metric
| Measure | Clinton Bank | Citizens' Bank of Charleston |
|---|---|---|
| TellerScore | 69 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 41 | 72 (stronger) |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 59 |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 37th | 90th |
| Total assets | $70.4M | $185.1M |
| Deposits / shares | $59.2M | $146.6M |
| Capital ratio | 16.82% | 20.51% (stronger) |
| Problem loans | 1.77% | 0.83% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.09% |
| Return on assets | 0.73% | 2.47% (stronger) |
| Loans ÷ deposits | 86.9% (stronger) | 101.5% |
| Uninsured deposits | 18.4% | 9.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens' Bank of Charleston has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Clinton Bank leads on 2 and Citizens' Bank of Charleston on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.