Side-by-side · Q2 2026 data
Clinton Bank vs Commercial Bank & Trust Co.
Metric by metric
| Measure | Clinton Bank | Commercial Bank & Trust Co. |
|---|---|---|
| TellerScore | 69 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 41 | 95 (stronger) |
| Earnings | 49 | 71 (stronger) |
| Funding & liquidity | 70 | 70 |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 37th | 90th |
| Total assets | $70.4M | $1.1B |
| Deposits / shares | $59.2M | $972.0M |
| Capital ratio | 16.82% (stronger) | 12.08% |
| Problem loans | 1.77% | 0.15% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.05% |
| Return on assets | 0.73% | 1.26% (stronger) |
| Loans ÷ deposits | 86.9% | 64.9% (stronger) |
| Uninsured deposits | 18.4% (stronger) | 37.5% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commercial Bank & Trust Co. has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Clinton Bank leads on 3 and Commercial Bank & Trust Co. on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.