Side-by-side · Q2 2026 data
Clinton Bank vs First Federal Savings and Loan Association
Bank
First Federal Savings and Loan Association
Hazard, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Clinton Bank | First Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 100 | 100 |
| Loan quality | 41 | 44 (stronger) |
| Earnings | 49 | 58 (stronger) |
| Funding & liquidity | 70 (stronger) | 50 |
| Problem-loan coverage | 84 | 87 (stronger) |
| Peer percentile | 37th | 37th |
| Total assets | $70.4M | $81.3M |
| Deposits / shares | $59.2M | $56.6M |
| Capital ratio | 16.82% | 21.58% (stronger) |
| Problem loans | 1.77% | 1.69% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.73% | 0.95% (stronger) |
| Loans ÷ deposits | 86.9% (stronger) | 129.1% |
| Uninsured deposits | 18.4% | 4.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Clinton Bank leads on 1 and First Federal Savings and Loan Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.