Side-by-side · Q2 2026 data
Clinton Bank vs The Citizens Bank
Metric by metric
| Measure | Clinton Bank | The Citizens Bank |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 41 | 89 (stronger) |
| Earnings | 49 | 89 (stronger) |
| Funding & liquidity | 70 (stronger) | 63 |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 37th | 82nd |
| Total assets | $70.4M | $220.4M |
| Deposits / shares | $59.2M | $193.7M |
| Capital ratio | 16.82% (stronger) | 12.67% |
| Problem loans | 1.77% | 0.34% (stronger) |
| Net charge-offs | 0.04% | 0.04% (stronger) |
| Return on assets | 0.73% | 1.73% (stronger) |
| Loans ÷ deposits | 86.9% | 85.2% (stronger) |
| Uninsured deposits | 18.4% (stronger) | 26.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Clinton Bank leads on 2 and The Citizens Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.