Side-by-side · Q2 2026 data
Clinton Savings Bank vs Monson Savings Bank
Metric by metric
| Measure | Clinton Savings Bank | Monson Savings Bank |
|---|---|---|
| TellerScore | 58 | 66 (stronger) |
| Capital cushion | 47 (stronger) | 45 |
| Loan quality | 83 | 92 (stronger) |
| Earnings | 34 | 60 (stronger) |
| Funding & liquidity | 61 (stronger) | 54 |
| Problem-loan coverage | 72 | 96 (stronger) |
| Peer percentile | 16th | 31st |
| Total assets | $744.7M | $806.3M |
| Deposits / shares | $581.6M | $721.9M |
| Capital ratio | 9.65% (stronger) | 9.55% |
| Problem loans | 0.50% | 0.23% (stronger) |
| Net charge-offs | 0.66% | 0.01% (stronger) |
| Return on assets | 0.35% | 0.99% (stronger) |
| Loans ÷ deposits | 88.1% | 87.8% (stronger) |
| Uninsured deposits | 25.0% (stronger) | 31.5% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 5.9% |
Monson Savings Bank has the higher TellerScore (66 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Clinton Savings Bank leads on 2 and Monson Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.