Side-by-side · Q2 2026 data
CNB Bank vs Internationalites Federal Credit Union
Credit union
Internationalites Federal Credit Union
Carlsbad, New Mexico · Under $100 million in assets
Metric by metric
| Measure | CNB Bank | Internationalites Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 97 (stronger) | 93 |
| Earnings | 100 (stronger) | 4 |
| Funding & liquidity | 48 | 73 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 77th | 52nd |
| Total assets | $1.1B | $11.7M |
| Deposits / shares | $969.7M | $9.7M |
| Capital ratio | 9.73% | 17.21% (stronger) |
| Problem loans | 0.09% (stronger) | 0.20% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 2.16% (stronger) | -0.40% |
| Loans ÷ deposits | 82.2% (stronger) | 87.7% |
| Uninsured deposits | 42.5% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), CNB Bank leads on 4 and Internationalites Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.