TellerScore

Side-by-side · Q2 2026 data

CNB Bank, Inc. vs City National Bank of West Virginia

Bank

CNB Bank, Inc.

Berkeley Springs, West Virginia · $100 million – $1 billion

70of 100
Strong

Bank

City National Bank of West Virginia

Charleston, West Virginia · $1 billion – $10 billion

78of 100
Strong

Metric by metric

MeasureCNB Bank, Inc.City National Bank of West Virginia
TellerScore7078 (stronger)
Capital cushion4546 (stronger)
Loan quality97 (stronger)93
Earnings6298 (stronger)
Funding & liquidity6376 (stronger)
Problem-loan coverage99 (stronger)97
Peer percentile43rd86th
Total assets$805.7M$6.8B
Deposits / shares$652.5M$5.4B
Capital ratio9.50%9.65% (stronger)
Problem loans0.09% (stronger)0.22%
Net charge-offs-0.00% (stronger)0.05%
Return on assets1.05%1.96% (stronger)
Loans ÷ deposits88.6%82.7% (stronger)
Uninsured deposits23.1%16.7% (stronger)
Offices995
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)9.5%27.3%

City National Bank of West Virginia has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), CNB Bank, Inc. leads on 2 and City National Bank of West Virginia on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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