Side-by-side · Q2 2026 data
CNB Bank, Inc. vs Putnam County Bank
Metric by metric
| Measure | CNB Bank, Inc. | Putnam County Bank |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 45 | 73 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 62 (stronger) | 59 |
| Funding & liquidity | 63 | 72 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 43rd | 77th |
| Total assets | $805.7M | $704.2M |
| Deposits / shares | $652.5M | $617.5M |
| Capital ratio | 9.50% | 12.32% (stronger) |
| Problem loans | 0.09% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.03% (stronger) |
| Return on assets | 1.05% (stronger) | 0.97% |
| Loans ÷ deposits | 88.6% | 72.1% (stronger) |
| Uninsured deposits | 23.1% (stronger) | 29.3% |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | 12.7% |
Putnam County Bank has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), CNB Bank, Inc. leads on 2 and Putnam County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.