Side-by-side · Q2 2026 data
Coastal Heritage Bank vs The Savings Bank
Metric by metric
| Measure | Coastal Heritage Bank | The Savings Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 62 |
| Capital cushion | 65 (stronger) | 44 |
| Loan quality | 80 | 94 (stronger) |
| Earnings | 35 | 38 (stronger) |
| Funding & liquidity | 54 | 62 (stronger) |
| Problem-loan coverage | 84 (stronger) | 82 |
| Peer percentile | 24th | 22nd |
| Total assets | $983.6M | $891.0M |
| Deposits / shares | $790.9M | $766.6M |
| Capital ratio | 11.54% (stronger) | 9.45% |
| Problem loans | 0.60% | 0.17% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.37% | 0.44% (stronger) |
| Loans ÷ deposits | 94.6% | 83.6% (stronger) |
| Uninsured deposits | 25.9% (stronger) | 28.2% |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | 5.1% |
Coastal Heritage Bank has the higher TellerScore (63 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Coastal Heritage Bank leads on 3 and The Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.