Side-by-side · Q2 2026 data
Coastal States Bank vs Membersfirst Credit Union
Metric by metric
| Measure | Coastal States Bank | Membersfirst Credit Union |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 61 | 67 (stronger) |
| Loan quality | 68 | 93 (stronger) |
| Earnings | 67 (stronger) | 52 |
| Funding & liquidity | 39 | 82 (stronger) |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 30th | 68th |
| Total assets | $2.4B | $429.0M |
| Deposits / shares | $2.1B | $376.8M |
| Capital ratio | 11.12% | 11.73% (stronger) |
| Problem loans | 0.95% | 0.20% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.25% |
| Return on assets | 1.17% (stronger) | 0.80% |
| Loans ÷ deposits | 93.0% | 78.0% (stronger) |
| Uninsured deposits | 40.4% | 3.7% (stronger) |
| Offices | 11 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Membersfirst Credit Union has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Coastal States Bank leads on 2 and Membersfirst Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.