Side-by-side · Q2 2026 data
Coastal States Bank vs South Atlantic Bank
Metric by metric
| Measure | Coastal States Bank | South Atlantic Bank |
|---|---|---|
| TellerScore | 63 | 70 (stronger) |
| Capital cushion | 61 (stronger) | 44 |
| Loan quality | 68 | 100 (stronger) |
| Earnings | 67 (stronger) | 63 |
| Funding & liquidity | 39 | 58 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 30th | 58th |
| Total assets | $2.4B | $2.0B |
| Deposits / shares | $2.1B | $1.7B |
| Capital ratio | 11.12% (stronger) | 9.42% |
| Problem loans | 0.95% | 0.01% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.17% (stronger) | 1.07% |
| Loans ÷ deposits | 93.0% | 91.1% (stronger) |
| Uninsured deposits | 40.4% | 25.5% (stronger) |
| Offices | 11 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 4.9% |
South Atlantic Bank has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Coastal States Bank leads on 2 and South Atlantic Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.