Side-by-side · Q2 2026 data
Coastline Federal Credit Union vs Okaloosa County Teachers Federal Credit Union
Credit union
Okaloosa County Teachers Federal Credit Union
Crestview, Florida · $100 million – $1 billion
Metric by metric
| Measure | Coastline Federal Credit Union | Okaloosa County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 57 |
| Capital cushion | 66 (stronger) | 45 |
| Loan quality | 86 (stronger) | 54 |
| Earnings | 29 | 32 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 51st | 14th |
| Total assets | $136.2M | $135.3M |
| Deposits / shares | $120.7M | $121.2M |
| Capital ratio | 11.63% (stronger) | 9.46% |
| Problem loans | 0.41% (stronger) | 1.39% |
| Net charge-offs | 0.43% (stronger) | 0.77% |
| Return on assets | 0.23% | 0.31% (stronger) |
| Loans ÷ deposits | 72.2% | 45.3% (stronger) |
| Uninsured deposits | 3.5% | 0.7% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Coastline Federal Credit Union has the higher TellerScore (70 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Coastline Federal Credit Union leads on 4 and Okaloosa County Teachers Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.