Side-by-side · Q2 2026 data
Coleman County State Bank vs Interstate Bank
Metric by metric
| Measure | Coleman County State Bank | Interstate Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 40 |
| Capital cushion | 36 | 44 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 85 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 55 |
| Peer percentile | 72nd | 2nd |
| Total assets | $295.1M | $288.4M |
| Deposits / shares | $267.1M | $269.1M |
| Capital ratio | 8.56% | 9.36% (stronger) |
| Problem loans | 0.05% (stronger) | 3.47% |
| Net charge-offs | 0.02% | -2.51% (stronger) |
| Return on assets | 2.05% (stronger) | 1.28% |
| Loans ÷ deposits | 65.5% | 51.9% (stronger) |
| Uninsured deposits | 23.7% (stronger) | 68.1% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
Coleman County State Bank has the higher TellerScore (78 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Coleman County State Bank leads on 4 and Interstate Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.