Side-by-side · Q2 2026 data
Coleman County State Bank vs Mid-Tex Federal Credit Union
Metric by metric
| Measure | Coleman County State Bank | Mid-Tex Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 65 |
| Capital cushion | 36 | 42 (stronger) |
| Loan quality | 98 (stronger) | 70 |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 85 | 98 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 72nd | 30th |
| Total assets | $295.1M | $36.4M |
| Deposits / shares | $267.1M | $33.7M |
| Capital ratio | 8.56% | 9.20% (stronger) |
| Problem loans | 0.05% (stronger) | 0.90% |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 2.05% (stronger) | 0.89% |
| Loans ÷ deposits | 65.5% | 62.6% (stronger) |
| Uninsured deposits | 23.7% | 4.8% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
Coleman County State Bank has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Coleman County State Bank leads on 4 and Mid-Tex Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.