Side-by-side · Q2 2026 data
Coleman County State Bank vs Texas State Bank
Metric by metric
| Measure | Coleman County State Bank | Texas State Bank |
|---|---|---|
| TellerScore | 78 | 91 (stronger) |
| Capital cushion | 36 | 86 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 85 (stronger) | 69 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 72nd | 96th |
| Total assets | $295.1M | $425.5M |
| Deposits / shares | $267.1M | $354.2M |
| Capital ratio | 8.56% | 13.58% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 2.05% | 2.54% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 78.6% |
| Uninsured deposits | 23.7% (stronger) | 26.7% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 1.5% |
Texas State Bank has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Coleman County State Bank leads on 2 and Texas State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.