Side-by-side · Q2 2026 data
Colonial Savings, F.A. vs Datcu Credit Union
Metric by metric
| Measure | Colonial Savings, F.A. | Datcu Credit Union |
|---|---|---|
| TellerScore | 76 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 87 | 96 (stronger) |
| Earnings | 0 | 83 (stronger) |
| Funding & liquidity | 93 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 64th | 97th |
| Total assets | $501.8M | $1.8B |
| Deposits / shares | $255.3M | $1.5B |
| Capital ratio | 46.07% (stronger) | 17.19% |
| Problem loans | 0.38% | 0.13% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.69% |
| Return on assets | -2.41% | 1.57% (stronger) |
| Loans ÷ deposits | 44.1% (stronger) | 105.5% |
| Uninsured deposits | 21.9% | 5.0% (stronger) |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Datcu Credit Union has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Colonial Savings, F.A. leads on 3 and Datcu Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.