Side-by-side · Q2 2026 data
Colony Bank vs Community Banking Company
Metric by metric
| Measure | Colony Bank | Community Banking Company |
|---|---|---|
| TellerScore | 64 | 77 (stronger) |
| Capital cushion | 50 | 63 (stronger) |
| Loan quality | 75 | 79 (stronger) |
| Earnings | 63 | 86 (stronger) |
| Funding & liquidity | 59 | 80 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 33rd | 68th |
| Total assets | $3.6B | $297.3M |
| Deposits / shares | $3.0B | $259.9M |
| Capital ratio | 9.97% | 11.26% (stronger) |
| Problem loans | 0.76% | 0.64% (stronger) |
| Net charge-offs | 0.28% | 0.06% (stronger) |
| Return on assets | 1.08% | 1.66% (stronger) |
| Loans ÷ deposits | 82.0% | 65.8% (stronger) |
| Uninsured deposits | 32.4% | 28.2% (stronger) |
| Offices | 33 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Community Banking Company has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Colony Bank leads on 0 and Community Banking Company on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fitzgerald, GA