Side-by-side · Q2 2026 data
Colony Bank vs Georgia Banking Company
Metric by metric
| Measure | Colony Bank | Georgia Banking Company |
|---|---|---|
| TellerScore | 64 | 64 |
| Capital cushion | 50 | 58 (stronger) |
| Loan quality | 75 | 78 (stronger) |
| Earnings | 63 (stronger) | 62 |
| Funding & liquidity | 59 (stronger) | 39 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 33rd | 33rd |
| Total assets | $3.6B | $3.3B |
| Deposits / shares | $3.0B | $2.9B |
| Capital ratio | 9.97% | 10.78% (stronger) |
| Problem loans | 0.76% | 0.67% (stronger) |
| Net charge-offs | 0.28% | 0.08% (stronger) |
| Return on assets | 1.08% (stronger) | 1.05% |
| Loans ÷ deposits | 82.0% (stronger) | 89.0% |
| Uninsured deposits | 32.4% (stronger) | 44.1% |
| Offices | 33 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 4.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Colony Bank leads on 3 and Georgia Banking Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.