Side-by-side · Q2 2026 data
Columbia Bank vs Evergreen Federal Bank
Metric by metric
| Measure | Columbia Bank | Evergreen Federal Bank |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 47 | 82 (stronger) |
| Loan quality | 81 (stronger) | 79 |
| Earnings | 70 (stronger) | 52 |
| Funding & liquidity | 44 | 70 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 46th | 61st |
| Total assets | $65.4B | $621.6M |
| Deposits / shares | $52.2B | $536.6M |
| Capital ratio | 9.68% | 13.24% (stronger) |
| Problem loans | 0.57% (stronger) | 0.63% |
| Net charge-offs | 0.28% | 0.06% (stronger) |
| Return on assets | 1.25% (stronger) | 0.81% |
| Loans ÷ deposits | 89.6% (stronger) | 90.4% |
| Uninsured deposits | 39.5% | 14.4% (stronger) |
| Offices | 349 | 6 |
| CFPB complaints (3 yrs) | 228 | — |
| Complaints per $1B deposits | 4.4 | — |
| Mortgage denial rate (HMDA) | 28.5% | 8.8% |
Evergreen Federal Bank has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Columbia Bank leads on 3 and Evergreen Federal Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Grants Pass, OR
- Medford, OR
- Ashland, OR
- Brookings, OR
- Rogue River, OR