Side-by-side · Q2 2026 data
Columbia Bank vs Granco Federal Credit Union
Metric by metric
| Measure | Columbia Bank | Granco Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 59 |
| Capital cushion | 47 | 70 (stronger) |
| Loan quality | 81 (stronger) | 24 |
| Earnings | 70 (stronger) | 44 |
| Funding & liquidity | 44 | 99 (stronger) |
| Problem-loan coverage | 93 (stronger) | 80 |
| Peer percentile | 46th | 20th |
| Total assets | $65.4B | $99.0M |
| Deposits / shares | $52.2B | $87.4M |
| Capital ratio | 9.68% | 11.95% (stronger) |
| Problem loans | 0.57% (stronger) | 2.28% |
| Net charge-offs | 0.28% (stronger) | 0.32% |
| Return on assets | 1.25% (stronger) | 0.59% |
| Loans ÷ deposits | 89.6% | 60.8% (stronger) |
| Uninsured deposits | 39.5% | 4.3% (stronger) |
| Offices | 349 | 2 |
| CFPB complaints (3 yrs) | 228 | — |
| Complaints per $1B deposits | 4.4 | — |
| Mortgage denial rate (HMDA) | 28.5% | — |
Columbia Bank has the higher TellerScore (64 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Columbia Bank leads on 4 and Granco Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.