Side-by-side · Q2 2026 data
Columbia Savings and Loan Association vs Umatilla County Federal Credit Union
Credit union
Umatilla County Federal Credit Union
Pendleton, Oregon · Under $100 million in assets
Metric by metric
| Measure | Columbia Savings and Loan Association | Umatilla County Federal Credit Union |
|---|---|---|
| TellerScore | 13 | 92 (stronger) |
| Capital cushion | 5 | 100 (stronger) |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 0 | 80 (stronger) |
| Funding & liquidity | 77 | 79 (stronger) |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 0th | 92nd |
| Total assets | $20.6M | $47.7M |
| Deposits / shares | $19.3M | $38.6M |
| Capital ratio | 5.46% | 18.97% (stronger) |
| Problem loans | 19.47% | 0.06% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | -3.27% | 1.51% (stronger) |
| Loans ÷ deposits | 83.4% | 81.3% (stronger) |
| Uninsured deposits | 1.7% | 1.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Umatilla County Federal Credit Union has the higher TellerScore (92 vs 13). On the 7 directional measures above (where higher or lower is clearly better), Columbia Savings and Loan Association leads on 0 and Umatilla County Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.