Side-by-side · Q2 2026 data
Columbus State Bank vs Commercial National Bank of Texarkana
Metric by metric
| Measure | Columbus State Bank | Commercial National Bank of Texarkana |
|---|---|---|
| TellerScore | 86 (stronger) | 58 |
| Capital cushion | 95 (stronger) | 50 |
| Loan quality | 100 (stronger) | 34 |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 76 (stronger) | 59 |
| Problem-loan coverage | 100 (stronger) | 60 |
| Peer percentile | 90th | 16th |
| Total assets | $326.5M | $330.1M |
| Deposits / shares | $281.0M | $305.3M |
| Capital ratio | 14.47% (stronger) | 10.01% |
| Problem loans | 0.00% (stronger) | 1.99% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.93% | 2.16% (stronger) |
| Loans ÷ deposits | 7.8% (stronger) | 81.4% |
| Uninsured deposits | 37.3% | 32.4% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
Columbus State Bank has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Columbus State Bank leads on 5 and Commercial National Bank of Texarkana on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.