Side-by-side · Q2 2026 data
Comenity Capital Bank vs Sallie Mae Bank
Metric by metric
| Measure | Comenity Capital Bank | Sallie Mae Bank |
|---|---|---|
| TellerScore | 58 | 74 (stronger) |
| Capital cushion | 78 (stronger) | 52 |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 63 |
| Problem-loan coverage | 76 | 94 (stronger) |
| Peer percentile | 20th | 87th |
| Total assets | $13.9B | $28.5B |
| Deposits / shares | $11.0B | $20.3B |
| Capital ratio | 12.84% (stronger) | 10.17% |
| Problem loans | 3.21% | 0.65% (stronger) |
| Net charge-offs | 7.59% | 1.85% (stronger) |
| Return on assets | 1.65% | 2.77% (stronger) |
| Loans ÷ deposits | 95.0% (stronger) | 97.2% |
| Uninsured deposits | 8.8% | 7.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sallie Mae Bank has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Comenity Capital Bank leads on 2 and Sallie Mae Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.