Side-by-side · Q2 2026 data
Commerce Bank & Trust vs First Colony Bank of Florida
Metric by metric
| Measure | Commerce Bank & Trust | First Colony Bank of Florida |
|---|---|---|
| TellerScore | 44 | 79 (stronger) |
| Capital cushion | 55 (stronger) | 49 |
| Loan quality | 0 | 94 (stronger) |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 77 (stronger) | 76 |
| Problem-loan coverage | 47 | 98 (stronger) |
| Peer percentile | 4th | 75th |
| Total assets | $197.9M | $291.1M |
| Deposits / shares | $168.8M | $262.4M |
| Capital ratio | 10.46% (stronger) | 9.94% |
| Problem loans | 3.44% | 0.17% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.91% | 2.07% (stronger) |
| Loans ÷ deposits | 75.7% | 75.5% (stronger) |
| Uninsured deposits | 22.3% (stronger) | 23.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Colony Bank of Florida has the higher TellerScore (79 vs 44). On the 6 directional measures above (where higher or lower is clearly better), Commerce Bank & Trust leads on 2 and First Colony Bank of Florida on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.