Side-by-side · Q2 2026 data
Commerce Bank vs Falcon International Bank
Metric by metric
| Measure | Commerce Bank | Falcon International Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 85 |
| Capital cushion | 73 | 84 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 92 (stronger) | 81 |
| Funding & liquidity | 80 (stronger) | 60 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 91st | 97th |
| Total assets | $762.5M | $2.2B |
| Deposits / shares | $664.5M | $2.0B |
| Capital ratio | 12.28% | 13.44% (stronger) |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | 0.16% | 0.02% (stronger) |
| Return on assets | 1.81% (stronger) | 1.53% |
| Loans ÷ deposits | 28.9% (stronger) | 73.7% |
| Uninsured deposits | 33.1% (stronger) | 39.4% |
| Offices | 3 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.7% |
Commerce Bank has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 4 and Falcon International Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.