Side-by-side · Q2 2026 data
Commerce Bank vs Sage Capital Bank,
Metric by metric
| Measure | Commerce Bank | Sage Capital Bank, |
|---|---|---|
| TellerScore | 87 (stronger) | 76 |
| Capital cushion | 73 (stronger) | 54 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 92 (stronger) | 75 |
| Funding & liquidity | 80 (stronger) | 66 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 91st | 64th |
| Total assets | $762.5M | $768.9M |
| Deposits / shares | $664.5M | $683.3M |
| Capital ratio | 12.28% (stronger) | 10.38% |
| Problem loans | 0.03% | 0.01% (stronger) |
| Net charge-offs | 0.16% | -0.00% (stronger) |
| Return on assets | 1.81% (stronger) | 1.38% |
| Loans ÷ deposits | 28.9% (stronger) | 72.5% |
| Uninsured deposits | 33.1% (stronger) | 34.2% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Commerce Bank has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 5 and Sage Capital Bank, on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.