Side-by-side · Q2 2026 data
Commerce Bank vs Texas Community Bank
Metric by metric
| Measure | Commerce Bank | Texas Community Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 84 |
| Capital cushion | 73 | 78 (stronger) |
| Loan quality | 99 (stronger) | 93 |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 80 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 91st | 95th |
| Total assets | $762.5M | $2.2B |
| Deposits / shares | $664.5M | $1.9B |
| Capital ratio | 12.28% | 12.78% (stronger) |
| Problem loans | 0.03% (stronger) | 0.20% |
| Net charge-offs | 0.16% | 0.05% (stronger) |
| Return on assets | 1.81% | 2.03% (stronger) |
| Loans ÷ deposits | 28.9% (stronger) | 58.6% |
| Uninsured deposits | 33.1% (stronger) | 63.9% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Commerce Bank has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 4 and Texas Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.