Side-by-side · Q2 2026 data
Commerce Bank vs Peoria Bell Credit Union
Metric by metric
| Measure | Commerce Bank | Peoria Bell Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 70 (stronger) | 0 |
| Funding & liquidity | 61 | 69 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 91st | 52nd |
| Total assets | $35.0B | $6.0M |
| Deposits / shares | $28.1B | $3.4M |
| Capital ratio | 11.43% | 42.56% (stronger) |
| Problem loans | 0.17% | 0.00% (stronger) |
| Net charge-offs | 0.25% | -0.13% (stronger) |
| Return on assets | 1.25% (stronger) | -0.66% |
| Loans ÷ deposits | 73.5% (stronger) | 91.7% |
| Uninsured deposits | 38.6% | 0.0% (stronger) |
| Offices | 146 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.2% | — |
Commerce Bank has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 3 and Peoria Bell Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.