Side-by-side · Q2 2026 data
Commerce Bank vs Stifel Bank and Trust
Metric by metric
| Measure | Commerce Bank | Stifel Bank and Trust |
|---|---|---|
| TellerScore | 76 (stronger) | 59 |
| Capital cushion | 64 (stronger) | 21 |
| Loan quality | 94 (stronger) | 64 |
| Earnings | 70 | 94 (stronger) |
| Funding & liquidity | 61 | 71 (stronger) |
| Problem-loan coverage | 98 (stronger) | 77 |
| Peer percentile | 91st | 25th |
| Total assets | $35.0B | $19.6B |
| Deposits / shares | $28.1B | $17.5B |
| Capital ratio | 11.43% (stronger) | 7.07% |
| Problem loans | 0.17% (stronger) | 1.09% |
| Net charge-offs | 0.25% (stronger) | 0.41% |
| Return on assets | 1.25% | 1.86% (stronger) |
| Loans ÷ deposits | 73.5% (stronger) | 86.4% |
| Uninsured deposits | 38.6% | 17.1% (stronger) |
| Offices | 146 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.2% | 2.3% |
Commerce Bank has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 5 and Stifel Bank and Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.