Side-by-side · Q2 2026 data
Commerce Bank vs The Bank of South Carolina
Metric by metric
| Measure | Commerce Bank | The Bank of South Carolina |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 64 | 68 (stronger) |
| Loan quality | 94 (stronger) | 90 |
| Earnings | 70 | 82 (stronger) |
| Funding & liquidity | 61 (stronger) | 54 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 91st | 68th |
| Total assets | $35.0B | $571.2M |
| Deposits / shares | $28.1B | $497.3M |
| Capital ratio | 11.43% | 11.76% (stronger) |
| Problem loans | 0.17% (stronger) | 0.29% |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | 1.25% | 1.56% (stronger) |
| Loans ÷ deposits | 73.5% | 73.4% (stronger) |
| Uninsured deposits | 38.6% (stronger) | 44.4% |
| Offices | 146 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.2% | 0.0% |
The Bank of South Carolina has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 2 and The Bank of South Carolina on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.