Side-by-side · Q2 2026 data
Commerce Bank vs Fort Financial Federal Credit Union
Credit union
Fort Financial Federal Credit Union
Fort Wayne, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Commerce Bank | Fort Financial Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 75 (stronger) | 68 |
| Loan quality | 43 | 83 (stronger) |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 83 (stronger) | 78 |
| Problem-loan coverage | 78 | 94 (stronger) |
| Peer percentile | 57th | 68th |
| Total assets | $167.9M | $397.3M |
| Deposits / shares | $149.0M | $348.7M |
| Capital ratio | 12.46% (stronger) | 11.81% |
| Problem loans | 1.72% | 0.50% (stronger) |
| Net charge-offs | 0.22% | 0.22% (stronger) |
| Return on assets | 2.48% (stronger) | 1.22% |
| Loans ÷ deposits | 77.6% (stronger) | 82.3% |
| Uninsured deposits | 13.2% | 4.8% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.8% |
Fort Financial Federal Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 3 and Fort Financial Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.