Side-by-side · Q2 2026 data
Commerce Bank Texas vs City National Bank
Metric by metric
| Measure | Commerce Bank Texas | City National Bank |
|---|---|---|
| TellerScore | 51 | 54 (stronger) |
| Capital cushion | 77 | 85 (stronger) |
| Loan quality | 12 | 12 |
| Earnings | 16 | 35 (stronger) |
| Funding & liquidity | 99 (stronger) | 72 |
| Problem-loan coverage | 70 | 74 (stronger) |
| Peer percentile | 10th | 13th |
| Total assets | $60.6M | $62.0M |
| Deposits / shares | $51.9M | $52.5M |
| Capital ratio | 12.73% | 13.54% (stronger) |
| Problem loans | 2.64% (stronger) | 2.65% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | -0.09% | 0.36% (stronger) |
| Loans ÷ deposits | 45.5% (stronger) | 80.6% |
| Uninsured deposits | 15.9% (stronger) | 21.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City National Bank has the higher TellerScore (54 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank Texas leads on 3 and City National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.