Side-by-side · Q2 2026 data
Commerce Bank Texas vs Firstmark Credit Union
Metric by metric
| Measure | Commerce Bank Texas | Firstmark Credit Union |
|---|---|---|
| TellerScore | 51 | 65 (stronger) |
| Capital cushion | 77 (stronger) | 46 |
| Loan quality | 12 | 77 (stronger) |
| Earnings | 16 | 48 (stronger) |
| Funding & liquidity | 99 (stronger) | 87 |
| Problem-loan coverage | 70 | 90 (stronger) |
| Peer percentile | 10th | 41st |
| Total assets | $60.6M | $1.3B |
| Deposits / shares | $51.9M | $1.2B |
| Capital ratio | 12.73% (stronger) | 9.62% |
| Problem loans | 2.64% | 0.70% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.87% |
| Return on assets | -0.09% | 0.69% (stronger) |
| Loans ÷ deposits | 45.5% (stronger) | 73.1% |
| Uninsured deposits | 15.9% | 4.5% (stronger) |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firstmark Credit Union has the higher TellerScore (65 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank Texas leads on 3 and Firstmark Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.