Side-by-side · Q2 2026 data
Commerce Bank Texas vs Producer Bank of Texas
Metric by metric
| Measure | Commerce Bank Texas | Producer Bank of Texas |
|---|---|---|
| TellerScore | 51 | 73 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 12 | 81 (stronger) |
| Earnings | 16 (stronger) | 0 |
| Funding & liquidity | 99 (stronger) | 88 |
| Problem-loan coverage | 70 | 98 (stronger) |
| Peer percentile | 10th | 48th |
| Total assets | $60.6M | $58.7M |
| Deposits / shares | $51.9M | $43.3M |
| Capital ratio | 12.73% | 18.61% (stronger) |
| Problem loans | 2.64% | 0.58% (stronger) |
| Net charge-offs | 0.00% | -0.69% (stronger) |
| Return on assets | -0.09% (stronger) | -0.82% |
| Loans ÷ deposits | 45.5% (stronger) | 58.3% |
| Uninsured deposits | 15.9% (stronger) | 26.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Producer Bank of Texas has the higher TellerScore (73 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank Texas leads on 3 and Producer Bank of Texas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.