Side-by-side · Q2 2026 data
Commercial Bank & Trust Co. vs Financial Federal Bank
Metric by metric
| Measure | Commercial Bank & Trust Co. | Financial Federal Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 71 (stronger) | 49 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 71 (stronger) | 60 |
| Funding & liquidity | 70 (stronger) | 42 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 90th | 44th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $972.0M | $879.7M |
| Capital ratio | 12.08% (stronger) | 9.92% |
| Problem loans | 0.15% | 0.05% (stronger) |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 1.26% (stronger) | 1.01% |
| Loans ÷ deposits | 64.9% (stronger) | 122.0% |
| Uninsured deposits | 37.5% | 22.5% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.0% |
Commercial Bank & Trust Co. has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank & Trust Co. leads on 4 and Financial Federal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.