Side-by-side · Q2 2026 data
Commercial Bank & Trust Co. vs Resource Federal Credit Union
Metric by metric
| Measure | Commercial Bank & Trust Co. | Resource Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 71 (stronger) | 54 |
| Loan quality | 95 (stronger) | 79 |
| Earnings | 71 (stronger) | 51 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 90th | 42nd |
| Total assets | $1.1B | $54.7M |
| Deposits / shares | $972.0M | $48.6M |
| Capital ratio | 12.08% (stronger) | 10.39% |
| Problem loans | 0.15% (stronger) | 0.62% |
| Net charge-offs | 0.05% (stronger) | 0.36% |
| Return on assets | 1.26% (stronger) | 0.76% |
| Loans ÷ deposits | 64.9% | 26.1% (stronger) |
| Uninsured deposits | 37.5% | 0.9% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commercial Bank & Trust Co. has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank & Trust Co. leads on 5 and Resource Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.