Side-by-side · Q2 2026 data
Commercial Bank vs State Bank of Scotia
Metric by metric
| Measure | Commercial Bank | State Bank of Scotia |
|---|---|---|
| TellerScore | 56 | 59 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 62 (stronger) | 36 |
| Funding & liquidity | 42 | 100 (stronger) |
| Problem-loan coverage | 71 (stronger) | 67 |
| Peer percentile | 15th | 18th |
| Total assets | $56.5M | $61.0M |
| Deposits / shares | $47.0M | $48.6M |
| Capital ratio | 15.24% | 19.87% (stronger) |
| Problem loans | 3.06% (stronger) | 7.84% |
| Net charge-offs | 0.25% | 0.22% (stronger) |
| Return on assets | 1.05% (stronger) | 0.40% |
| Loans ÷ deposits | 82.1% | 53.7% (stronger) |
| Uninsured deposits | 47.3% | 14.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Scotia has the higher TellerScore (59 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 2 and State Bank of Scotia on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.