Side-by-side · Q2 2026 data
Commercial Bank vs Capitol National Bank
Metric by metric
| Measure | Commercial Bank | Capitol National Bank |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 87 (stronger) | 50 |
| Earnings | 71 | 92 (stronger) |
| Funding & liquidity | 76 (stronger) | 38 |
| Problem-loan coverage | 95 (stronger) | 86 |
| Peer percentile | 61st | 61st |
| Total assets | $552.7M | $209.3M |
| Deposits / shares | $475.2M | $162.1M |
| Capital ratio | 10.89% | 16.74% (stronger) |
| Problem loans | 0.39% (stronger) | 1.49% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.28% | 1.79% (stronger) |
| Loans ÷ deposits | 76.5% (stronger) | 102.7% |
| Uninsured deposits | 22.0% (stronger) | 32.8% |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 43.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 3 and Capitol National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.