Side-by-side · Q2 2026 data
Commercial Bank vs Enrichment Federal Credit Union
Metric by metric
| Measure | Commercial Bank | Enrichment Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 66 | 72 (stronger) |
| Loan quality | 88 | 88 |
| Earnings | 93 (stronger) | 75 |
| Funding & liquidity | 49 | 77 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 83rd | 78th |
| Total assets | $2.4B | $984.4M |
| Deposits / shares | $1.9B | $860.5M |
| Capital ratio | 11.58% | 12.19% (stronger) |
| Problem loans | 0.35% (stronger) | 0.37% |
| Net charge-offs | -0.01% (stronger) | 0.32% |
| Return on assets | 1.82% (stronger) | 1.37% |
| Loans ÷ deposits | 100.2% | 83.7% (stronger) |
| Uninsured deposits | 24.9% | 11.4% (stronger) |
| Offices | 34 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
Enrichment Federal Credit Union has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 3 and Enrichment Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Knoxville, TN
- New Tazewell, TN