Side-by-side · Q2 2026 data
Commercial Bank vs First Piedmont Federal Savings and Loan Association of Gaffney
Bank
First Piedmont Federal Savings and Loan Association of Gaffney
Gaffney, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Commercial Bank | First Piedmont Federal Savings and Loan Association of Gaffney |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 88 (stronger) | 76 |
| Earnings | 93 (stronger) | 90 |
| Funding & liquidity | 49 | 50 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 83rd | 86th |
| Total assets | $2.4B | $597.1M |
| Deposits / shares | $1.9B | $420.5M |
| Capital ratio | 11.58% | 29.14% (stronger) |
| Problem loans | 0.35% (stronger) | 0.73% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.82% (stronger) | 1.76% |
| Loans ÷ deposits | 100.2% (stronger) | 122.5% |
| Uninsured deposits | 24.9% | 13.7% (stronger) |
| Offices | 34 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
First Piedmont Federal Savings and Loan Association of Gaffney has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 4 and First Piedmont Federal Savings and Loan Association of Gaffney on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.