Side-by-side · Q2 2026 data
Commercial Bank vs SouthEast Bank
Metric by metric
| Measure | Commercial Bank | SouthEast Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 36 |
| Capital cushion | 66 (stronger) | 35 |
| Loan quality | 88 (stronger) | 11 |
| Earnings | 93 (stronger) | 50 |
| Funding & liquidity | 49 | 55 (stronger) |
| Problem-loan coverage | 95 (stronger) | 49 |
| Peer percentile | 83rd | 1st |
| Total assets | $2.4B | $3.6B |
| Deposits / shares | $1.9B | $3.2B |
| Capital ratio | 11.58% (stronger) | 8.51% |
| Problem loans | 0.35% (stronger) | 2.66% |
| Net charge-offs | -0.01% (stronger) | 0.10% |
| Return on assets | 1.82% (stronger) | 0.75% |
| Loans ÷ deposits | 100.2% | 96.1% (stronger) |
| Uninsured deposits | 24.9% | 23.4% (stronger) |
| Offices | 34 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 11.7% |
Commercial Bank has the higher TellerScore (77 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 5 and SouthEast Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.