Side-by-side · Q2 2026 data
Commercial Bank vs Arlo Bank
Metric by metric
| Measure | Commercial Bank | Arlo Bank |
|---|---|---|
| TellerScore | 51 | 77 (stronger) |
| Capital cushion | 29 | 85 (stronger) |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 39 | 52 (stronger) |
| Funding & liquidity | 66 (stronger) | 46 |
| Problem-loan coverage | 77 | 96 (stronger) |
| Peer percentile | 8th | 68th |
| Total assets | $282.9M | $269.1M |
| Deposits / shares | $246.5M | $226.6M |
| Capital ratio | 7.93% | 13.53% (stronger) |
| Problem loans | 1.00% | 0.00% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.45% |
| Return on assets | 0.46% | 0.79% (stronger) |
| Loans ÷ deposits | 79.5% (stronger) | 83.1% |
| Uninsured deposits | 28.2% (stronger) | 43.2% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arlo Bank has the higher TellerScore (77 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 3 and Arlo Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.