Side-by-side · Q2 2026 data
Commercial Bank vs Community First Banking Company
Metric by metric
| Measure | Commercial Bank | Community First Banking Company |
|---|---|---|
| TellerScore | 51 | 75 (stronger) |
| Capital cushion | 29 | 53 (stronger) |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 39 | 78 (stronger) |
| Funding & liquidity | 66 (stronger) | 63 |
| Problem-loan coverage | 77 | 89 (stronger) |
| Peer percentile | 8th | 61st |
| Total assets | $282.9M | $307.3M |
| Deposits / shares | $246.5M | $262.2M |
| Capital ratio | 7.93% | 10.31% (stronger) |
| Problem loans | 1.00% | 0.00% (stronger) |
| Net charge-offs | 0.16% | 0.11% (stronger) |
| Return on assets | 0.46% | 1.44% (stronger) |
| Loans ÷ deposits | 79.5% (stronger) | 89.5% |
| Uninsured deposits | 28.2% | 21.6% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Banking Company has the higher TellerScore (75 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 1 and Community First Banking Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.